New York State Financial Aid Program for Full-Time Study

The Jose Peralta Dream Act

The Senator José Peralta New York State DREAM Act gives undocumented and other students access to New York State grants and scholarships.

If you attended or graduated from an NYS high school, attended an approved NYS high school equivalency program, or received an NYS equivalency diploma, you may be eligible for financial assistance via the José Peralta New York State DREAM Act.

The DREAM Act provides access to the Excelsior Scholarship, the Tuition Assistance Program (TAP) and other state‐administered grants and scholarships. To apply and review the eligibility requirements, please visit

Tuition Assistance Program (TAP)

Tuition Assistance Program (TAP) is a New York State-funded grant program that helps pay the tuition of eligible full-time students. Because TAP is a grant, it does not have to be paid back. If you receive a TAP award, the money comes directly to the college for payment of your tuition.

Program Eligibility Requirements

  • You must have been a New York State resident for at least one year prior to the date of your registration; if you are not sure, check with the Registrar's Office, Room A-101.
  • All Students must register for 12 or more credits in their major concentration for both sessions 1 & 2 by the end of the add/drop period of session 1. For the add/drop period deadline, view the academic calendar for the corresponding semester.
  • You must be enrolled in a degree program (i.e. "degree student," "matriculated" status); if you are not sure what this is, check with the Registrar's Office, Room A-101.
  • You must enroll in a minimum of 12 credits/contact hours within your curriculum (major). If, during your final semester, immediately preceding graduation, you take a minimum of 12 credits with at least a minimum of three credits in your major, then you will have satisfied the "12 credits within your major" requirement.
  • You must have a minimum of three (3) academic (college degree) credits as part of your full-time credit/equated credit load if you are a first-term recipient; then six (6) academic credits each term thereafter.
  • You must be a US citizen or qualifying non-citizen.
  • You must have a New York State net taxable income of less than $80,000 for dependent students, less than $10,000 for independent students
  • You must not be in default of a State or federal student Loan
  • You must maintain an approved rate of progress.
  • You must maintain a minimum, approved grade point index.
  • You may not receive more than six (6) payments while enrolled in a two-year program, EXCEPT if you are enrolled as a College Discovery or Bilingual (Special Programs) student.
  • You must demonstrate financial need by submitting an application once EVERY AWARD YEAR while you are enrolled at Kingsborough Community College.

Where could I go for more information about my TAP award?

The HESC Customer Communication Center can be reached by telephone toll-free at 1-888-NYS-HESC (1-888-697-4372) or 1-518-473-1574.  The Customer Communication Center answers general inquiries. If you are calling about your TAP grant or student loan, please have your account number ready. You could also reach them on the web by going to


To obtain a quick estimate of your TAP award: TAP Award Estimator

To check on your TAP application: Click Here

To find out about other state-sponsored scholarship resources: Click Here

New York State Financial Aid Programs for Part-Time study:


Aid for Part-time Study (APTS) is a New York State grant program for students pursuing a degree on a part-time basis. It is money paid to the school for tuition only. Because APTS is a grant, it does not have to be paid back.

To be considered for an APTS award, YOU MUST be:

  • enrolled as a part-time student (6 11.5 credits),
  • registered for courses in your major/curriculum,
  • a citizen OR qualifying non-citizen,
  • a resident of New York State,
  • NOT in default of a Federal Student Loan,
  • in need, i.e. have a New York State net taxable income of $50,550 or less, for dependent students, or $34, 250 or less, for independent students,
  • maintaining good academic standing,
  • achieving a "C" average after the second academic year.

The Effect of Program Changes and Withdrawals on TAP Awards

If you withdraw from the College during the refund period or drop below 12 credits, you may utilize a portion of your TAP award against your tuition liability (tuition balance). If you withdraw after the refund period, the full semester's TAP award will be used. In either case, you will have used up one full semester's worth of TAP eligibility (at a two or four year-college).

If you make any program changes, make sure to maintain the required number of academic credits in your major in order to qualify for your TAP award

If you withdraw from all courses in a given semester and opt to use TAP to pay your tuition, you will lose TAP eligibility for the subsequent (next) term of attendance, except if you have applied for -- and received -- a one-time waiver. (See TAP Wavier)